01 - Place shredded sweetened coconut in a dry skillet over medium heat. Stir constantly for 3 to 5 minutes, until lightly golden and fragrant. Transfer to a bowl and let cool.
02 - Core apples and cut them into 1/4-inch thick rings. Arrange slices evenly on a tray lined with parchment paper.
03 - If using caramel candies, place them in a microwave-safe bowl with 1 tablespoon of water. Microwave in 20-second intervals, stirring until fully melted and smooth. If using caramel dip, warm slightly if necessary for easy spreading.
04 - Using a spoon or an offset spatula, spread a thin layer of warm caramel over each apple slice.
05 - Generously sprinkle toasted coconut over the caramel-coated apple slices, pressing gently to help it adhere.
06 - Combine chocolate chips with coconut oil in a microwave-safe bowl. Heat in 20-second bursts, stirring after each interval, until smooth and glossy.
07 - With a fork or using a piping bag, drizzle melted chocolate over the coconut-topped apple slices.
08 - If desired, sprinkle flaky sea salt over the chocolate drizzle. Allow the chocolate and caramel to set for 5 minutes before serving.